Every day we try to find new ways to make bad situations easier. Car accidents and insurance claims are no exception! In 2015 the insurance industry introduced and lobbied the state legislature to pass photo estimating through House Bill 1638 - a law that allows for...
Auto Insurance Articles
Actual Cash Value
ACTUAL CASH VALUE = ACV WHAT HAPPENS WHEN YOUR VEHICLE IS DETERMINED TO BE A TOTAL LOSS? HOW DO YOU GET PROPERLY REIMBURSED? Most people who purchase automobile insurance believe that they are entitled to full replacement cost of their vehicle in the event of a...
Shopping for Auto Insurance?
It Makes Good Sense To Call Your Body Shop and Find Out Which Insurance Companies Will Pay For Proper Parts and Repair Procedures Before You Purchase Your Policy. Customers, friends and relatives often ask us which insurance company is the most responsible when paying...
The Insurance Policy Scam
How would you feel if you contracted to have your lawn mowed and the landscaping company refused to trim around your home stating that trimming is not included? How would you feel if you agreed with a roofer to have the shingles replaced on your home with 30-year...
Have You Read Your Insurance Policy Lately?
Here, let us help you with a quick lesson - The differences between what your insurance company promises you within their TV, radio, and magazine ads and what you actually receive are important to know. The advertisements we witness are nothing more than propaganda....
Hail Damage Comprehensive Coverage
HAIL DAMAGE? Did your car, home or property receive any damage from the recent hail storm? Do you understand the difference between the terms comprehensive loss and collision loss? You may misunderstand your rights within your insurance policy and what is owed to you...